Let’s make it simple!
Credit 360 is a firm of credit experts with over 19 years of experience in the credit education sector. We can help you reach your goals and make sure you are able to create a good credit record, lifelong.
It’s way easier than you think.
We are completely different from any other company. We are driven by your success because we want
you to reach your full potential, credit-wise. If you need to purchase a home or a car and can’t because
of poor credit, good thing we can help!
You don’t have to let poor credit dictate your quality of life.
Together, let us create the life you deserve. Begin today.
We have mapped the process for success.
Credit Card info
We get your credit information from Equifax and TransUnion.
We identify the factors that are holding you back.
With our one-on-one consultation, you can understand, manage and learn how to make the most out of your credit.
Our philosophy: good credit for life!
Are you one of the many Canadians that might not know how to take advantage of your own good credit?
Did you just buy a car or home at the interest rate the financing institution offered to you?
You’re not alone. We’ve worked with several clients who have failed to realize that interest rates are just an offer made. You have the freedom to decide whether to take it or decline it.
Don’t just sign the dotted line. Know how the bureaus and the banks, together, work.
Credit scores are what the bank checks in order to determine what product you qualify for as far as their portfolio is concerned. We can make it more human and geared towards your benefit, so the banks don’t lend you loans with unreasonable interest rates.
If you are being harassed by collection agencies, fear not. There are laws that collection agencies must abide by, such as the Collection and Debt Settlement Services Act.
We don’t want to bore you with the laws under the Collection Services Act. Just know that before debt collectors call you, they must send a written notice through regular mail. They must also wait 6 days prior to calling you after the first notice reaches you via mail. Collection agencies must abide by several other legal requirements.
Feel overwhelmed by the information? We are here for you and will guide you along every step of the way.